Terms of Service

Terms & Conditions

Last Updated: June 13, 2026

By accessing and using this website, you agree to comply with and be bound by the following terms and conditions of use. Please read these terms carefully before using our services.

1. Acceptance of Terms

By accessing or using Affordable Insurance Plans ("we," "us," "our"), you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using this site.

2. Nature of Services

Affordable Insurance Plans is an independent insurance information and referral service. We:

• Provide educational information about insurance products
• Connect consumers with licensed insurance professionals
• Offer comparison tools and resources
• Are NOT an insurance company, broker, or government agency

3. Use of Information

The information provided on this website is for general informational purposes only. It does not constitute professional insurance, legal, or financial advice, nor does it create a binding insurance contract or guarantee of coverage.

4. Referral Compensation

We may receive compensation from insurance providers, agents, or brokers when you contact them through our platform or when you purchase insurance products. This compensation helps us maintain and improve our services but does not influence the information we provide.

5. User Responsibilities

When using our website, you agree to:

• Provide accurate and truthful information
• Not use the site for any unlawful purpose
• Not attempt to gain unauthorized access to our systems
• Not transmit viruses, malware, or harmful code
• Not scrape, harvest, or collect user data without permission
• Respect the intellectual property rights of others

6. Intellectual Property

All content, logos, designs, text, graphics, and other materials on this website are the property of Affordable Insurance Plans and are protected by copyright, trademark, and other intellectual property laws. Reproduction, distribution, or modification without written consent is prohibited.

7. Accuracy of Information

While we strive to provide accurate and current information, we make no warranties or representations about:

• The accuracy, completeness, or timeliness of information
• The availability of specific insurance products or rates
• The qualifications or performance of third-party providers

Insurance rates, coverage options, and availability are subject to change without notice.

8. Third-Party Services

When we connect you with insurance providers or agents, you will be subject to their terms of service and privacy policies. We are not responsible for the actions, services, or policies of third-party providers.

9. Limitation of Liability

Affordable Insurance Plans and its officers, directors, employees, and agents shall not be liable for any damages arising out of or related to:

• Use or inability to use the website or services
• Errors, omissions, or inaccuracies in content
• Actions or omissions of third-party providers
• Unauthorized access to or alteration of your data
• Any other matter relating to the website or services

This includes direct, indirect, incidental, consequential, punitive, or special damages, even if we have been advised of the possibility of such damages.

10. Indemnification

You agree to indemnify, defend, and hold harmless Affordable Insurance Plans from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from your use of the website or violation of these terms.

11. Disclaimer of Warranties

This website and all information, content, and services are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

12. Privacy

Your use of our website is also governed by our Privacy Policy. Please review our Privacy Policy to understand our data collection and use practices.

13. Modifications to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website after changes are posted constitutes acceptance of the modified terms.

14. Termination

We reserve the right to terminate or suspend your access to the website at any time, without notice, for conduct that we believe violates these terms or is harmful to other users, us, or third parties, or for any other reason.

15. Governing Law

These terms are governed by and construed in accordance with the laws of the State of Florida, United States, without regard to its conflict of law principles. Any disputes arising from these terms or your use of the website shall be resolved in the courts located in Florida.

16. Severability

If any provision of these terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

17. Contact Information

If you have questions about these Terms of Service, please contact us:

• Email: info@affordableinsuranceplans.online
• Phone: +1 866 278 5571
• Address: 4530 Grand Blvd New Port Richey Florida United States